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Most women in Malawi do not have access to formal financial services because of persistent barriers in access to identification documents, mobile phones, digital skills, and financial capabilities. To bridge the gap in digital financial services, Zayela Digital Finance Programme was officially launched in 2022. Zayela seeks to strengthen women's economic empowerment opportunities by promoting the digital financial inclusion of women and young women at risk of violence in Spotlight Initiative implementing districts.

Results: Working with Airtel Malawi to operate the digital accounts, a total…